Prime Minister's Interest Free Loans Scheme

Brief Description

Micro-finance facility aimed at helping the industry raise current access level of 2.5 million people to 5.0 million in next 5 years.

Eligibility Criteria

Vulnerable rural and urban poor with a poverty score of up to 40
The focus of the program would be in the category of the poor scoring between 18.5 and 40. Even though double dipping will not be allowed to those who are recipients of loans under BISP, since not all those scoring up to 18.5 are BISP recipients (BISP micro-scheme or actual BISP) or taking loans under BISP umbrella, they will be eligible provided they meet other requirements of this scheme.
For further details visit http://www.ppaf.org.pk/ .

Focus on Women

50% of loans will go to women borrowers.

Geographical Spread

All over Pakistan, preferably limited and un-served areas.
The focus will be on districts with no or low microfinance network facilities. Districts in which microfinance beneficiaries are 12 percent or below as per the Micro Finance Network (MFN) data, will be given first priority


It will not carry any mark-up.

Tenor of Loan

Up to 3 years

Size and Number of Loans

250,000 loans of Rs.25,000 average (upto RS 50,000)

Important Stats

Total Budget 3.5 billion
Total amount released 3.5 billion

Achievements Total
Number of Loans Disbursed 272,092
Women Borrowers 62%
Amount disbursed to Borrowers
(Rs. In Million)
Amount Disbursed to 26 POs by PPAF till date (Rs. In Million) 3,100
Average loan size 22,455
Rate of Recovery (99%)
No of Partner Organizations (POs) 26
Number of branches/loan centers established 233
No. of Districts Covered 44
No of Union Councils (UCs)Covered 431

Executing Agencies

People to Contact

  1. Focal Person
    Mr Farid Sabir

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Ministry of Information Technology

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